Temple vs Charlotte Prediction, Odds, Picks, Best Bets for Week 8 2025

On Saturday in college football, the Temple Owls are up against the Charlotte 49ers.

Get the latest NCAA football odds ahead of this game on FanDuel Sportsbook.

Temple vs Charlotte Odds & Spread

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• All college football odds, betting lines and prop bets are available on FanDuel Sportsbook.
• Moneyline: Temple: (-370) | Charlotte: (+295)
• Spread: Temple: -11.5 (-110) | Charlotte: +11.5 (-110)
• Total: 48.5 -- Over: (-105) | Under: (-115)

Temple vs Charlotte Betting Trends

• Temple has five wins in six games against the spread this season.
• Temple has covered every time (1-0) as an 11.5-point favorite or greater this year.
• Temple has played six games this season, and four of them have gone over the total.
• Charlotte owns two wins against the spread this season.
• Charlotte has one win ATS (1-2) as an 11.5-point underdog or greater this year.
• There have been three Charlotte games (out of six) that went over the total this year.

Temple vs Charlotte Prediction & Pick

All college football win probability predictions and picks are according to numberFire.
Prediction: Owls win (77.4%)

Temple vs Charlotte Point Spread

Temple is favored by 11.5 points against Charlotte. Temple is -110 to cover the spread, while Charlotte is -110.

Temple vs Charlotte Over/Under

Temple versus Charlotte, on Oct. 18, has an over/under of 48.5, with the over being -105 and the under -115.

Temple vs Charlotte Moneyline

Temple is the favorite, -370 on the moneyline, while Charlotte is a +295 underdog.

Temple vs. Charlotte Points Insights

Temple vs. Charlotte Game Info

• Game day: Saturday, October 18, 2025
• Game time: 3:30 p.m. ET
• TV channel: ESPN+
• Location: Charlotte, North Carolina
• Stadium: Jerry Richardson Stadium

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Check out even more in-depth Temple vs. Charlotte analysis on FanDuel Research.