Navy vs Army Prediction, Odds, Picks, Best Bets for Week 16 2025

The Saturday slate in college football includes a matchup between the Navy Midshipmen and the Army Black Knights.

Get the latest NCAA football odds ahead of this matchup on FanDuel Sportsbook.

Navy vs Army Odds & Spread

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• All college football odds, betting lines and prop bets are available on FanDuel Sportsbook.
• Moneyline: Navy: (-240) | Army: (+198)
• Spread: Navy: -6.5 (-110) | Army: +6.5 (-110)
• Total: 38.5 -- Over: (-105) | Under: (-115)

Navy vs Army Betting Trends

• Navy has covered the spread four times in 11 games.
• Navy has two wins ATS (2-5) as a 6.5-point or higher favorite in 2025.
• This year, eight of Navy's 11 games have gone over the point total.
• Against the spread, Army is 5-6-0 this season.
• Army's ATS record as 6.5-point underdogs or greater is 3-0.
• Army has played 11 games this year, and four of them have gone over the total.

Navy vs Army Prediction & Pick

All college football win probability predictions and picks are according to numberFire.
Prediction: Midshipmen win (75.9%)

Navy vs Army Point Spread

Army is a 6.5-point underdog against Navy. Army is -110 to cover the spread, and Navy is -110.

Navy vs Army Over/Under

The over/under for the Navy versus Army game on Dec. 13 has been set at 38.5, with -105 odds on the over and -115 odds on the under.

Navy vs Army Moneyline

Army is the underdog, +198 on the moneyline, while Navy is a -240 favorite.

Navy vs. Army Points Insights

Navy vs. Army Game Info

• Game day: Saturday, December 13, 2025
• Game time: 3 p.m. ET
• TV channel: CBS
• Location: Baltimore Highlands, Maryland
• Stadium: M&T Bank Stadium

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Check out even more in-depth Navy vs. Army analysis on FanDuel Research.