UMass vs Ball State Prediction, Odds, Picks, Best Bets for Week 10 2026

The college football slate on Wednesday includes the UMass Minutemen taking on the Ball State Cardinals.

Before you place your bet on this matchup at FanDuel Sportsbook, here are the NCAA football odds and spreads you need to know.

UMass vs Ball State Odds & Spread

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• All college football odds, betting lines and prop bets are available on FanDuel Sportsbook.
• Moneyline: UMass: (-166) | Ball State: (+138)
• Spread: UMass: -3.5 (-104) | Ball State: +3.5 (-118)
• Total: 49.5 -- Over: (-110) | Under: (-110)

UMass vs Ball State Betting Trends

• UMass has four wins in eight games against the spread this year.
• UMass has won twice ATS (2-2) as a 3.5-point or bigger favorite this year.
• This year, three of UMass' eight games have hit the over.
• Against the spread, Ball State is 5-3-0 this season.
• Ball State has an ATS record of 3-2 as 3.5-point underdogs or greater.
• This season, six of Ball State's eight games have gone over the point total.

UMass vs Ball State Prediction & Pick

All college football win probability predictions and picks are according to numberFire.
Prediction: Minutemen win (67.5%)

UMass vs Ball State Point Spread

Ball State is the underdog by 3.5 points against UMass. Ball State is -104 to cover the spread, and UMass is -118.

UMass vs Ball State Over/Under

UMass versus Ball State, on Nov. 4, has an over/under of 49.5, with the over being -110 and the under -110.

UMass vs Ball State Moneyline

Looking at the moneyline for Ball State-UMass, Ball State is the underdog at +138, and UMass is -166.

UMass vs. Ball State Points Insights

UMass vs. Ball State Game Info

• Game day: Wednesday, November 4, 2026
• Game time: 7 p.m. ET
• TV channel: ESPNU
• Location: Amherst, Massachusetts
• Stadium: Warren McGuirk Alumni Stadium

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Check out even more in-depth UMass vs. Ball State analysis on FanDuel Research.