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Allowance Race
A race with non-claiming conditions set by the racing secretary. They are meant to be a step down from stakes racing.
Main Track Only
A horse entered for main track only (MTO) is one hoping the weather forecast or track conditions will move the race off the turf course and onto the main track. They are scratched the morning of the race if the conditions stay dry.
Overlay
A horse going off at higher odds than his recent efforts show that he deserves.