Baccarat Winning Strategies

Olufifun Adeleke
Top winning baccarat strategies.
Top winning baccarat strategies. /

Strategies are the winning tools for every gamer or gambler. Therefore, you cannot do without a well-proven plan either as a beginner or an expert. Most people who have no idea of baccarat and how to play with effective baccarat winning strategies end up losing their hard-earned money early on in the game.

Some also research winning strategies but are misguided in the process by tips that do more harm than good. In regards to the points above, we will be revealing tried and tested expert tips in this article to help every baccarat player — beginner or pro — boost their winning chances.

People often think players must possess a ton of cash in their wallet to play this game, but that is more myth than truth. With shallow tagged bet tables, players can bet with as low as $10. Baccarat's unique factor is the game rules. Calculating points is slightly more complicated than other table games, but it isn't impossible to follow. All you need to do is stake your bet and watch the chips flow.

Let's get right to it. Below are the strategies to win baccarat.

Strategies To Win Baccarat

Rules First

There are rules in every angle of life, and those who break them have to pay the price. The same applies to casino games, and for baccarat, sticking to the rules is crucial to success. Studying the rules of baccarat is the first step to winning, and ignoring the rules sets you on the path of frustration resulting from constant losing.

Without a good understanding and clarity of baccarat's basics, an easy game can become very complicated, setting you up to become a target for your opponents. The goal is to get a hand value as close to 9 as possible, where each player is dealt a hand of two cards. Here are the basic card values:

  • Ace, tens and face cards – 0
  • Cards 2 to 9 – face value

For instance, a 10 and a 4 amount to 14, but it will be valued as 4 because the value of 10 is considered to be 0. In baccarat, you cannot go "bust."

Bet Smart 

To determine the right side to bet on is confusing when you judge from the charged commissions. Betting on banker has a 5% commission attached to it, which makes it seem quite expensive, but that is the better and safer bet (based on statistics) for any new player. Moreover, a percentage win of 50.68% versus the player win of 49.32%, makes the banker bet more aggressive. Although the difference doesn't seem too grand, the proportions of the banker bet will reap more steady gains in the long run.

Ignore The Tie Bet

The tie bet is the worst kind available in baccarat, and new players are strongly discouraged from betting the tie. Although it has an attractive payout of 9%, which is lucrative and appealing, it takes a great deal of luck to pull this bet off. You would have to be psychic or possess a sixth sense to predict it accurately. Hence, it is best left for the pros who have a higher amount of experience. Even then, players should tread carefully.


According to the name, Mini-Baccarat is observed and played on a smaller or "mini" table. While playing mini-baccarat, the banker's role involves moving around the table, and only the banker touches the cards. Every other person on the table is a passive participant. Most casinos offer maxi-baccarat, while some offer mini-baccarat, but no casino offers both. So if you want to play mini-baccarat, you have to choose one of the best casinos offering mini-baccarat, exclusively.

Go With The Streaks

When players bet on the odds and win at least three times consecutively, the casino term for that is "streak." There are occasions when a baccarat player has slight dominance over the game. In a situation where the player is on top, you can bet on them to win. As cards keep rolling favorably, the actions you take will be on predetermined patterns, and you can decide to place a bet on the player, dealer, or a tie. Your best bet in such cases is always on the dealer unless the player is on a hot streak.


Sometimes it's necessary to switch. That means when a player loses to a banker, you don't need to stand and wait. Change your pattern and bet on the banker. Keep betting until the banker also loses.


One of the most effective strategies to win baccarat is to stay consistent. In whatever bet you have made and irrespective of how the game plays out, a smart player stands firm on their decisions. Inconsistency only breeds losses, so the baccarat winning strategies you implement must be backed up with consistency.

Bankroll Management

This isn't just a baccarat strategy, but a casino gaming strategy in general. It is crucial to monitor your bankroll when playing baccarat, as the gameplay is rather fast. When there is a small number of players around a table, you may be playing new hands at the rate of $10 or more per game every few minutes.

Such expenses empty a bankroll very quickly if not monitored. Have a budget and set limits for losses. In that way, you will know when it is time to walk away from the table and avoid burning through your funds.

Fewer Decks

Most land-based casinos have Baccarat tables with a shoe (the plastic cardholder the dealer draws from) containing 8 standard card decks. Land-based casino baccarat and online-based baccarat differ regarding the physical cards and digital formats. Baccarat tables with fewer tables offer smart players slight playing advantages.

There are 4 to 6 decks baccarat tables, but these are rare to find. When you do come across such a baccarat table, join in and play hard. Tables of fewer decks offer less discrepancy because of the fewer cards in each hand.

Pause It

A good player knows when to pause for a minute and check the table for loopholes. With baccarat, there has to be a streak to bet on, but a streak ends automatically when the player or dealer loses. Therefore, it is acceptable to pause a bid on a hand or two to check if either the player or the dealer will establish another streak, which will be the base of your bet. This baccarat strategy also makes it possible to cut back on the speed of play for a little bit and re-address your wagers.

Pay Attention

Most baccarat tables collect a 5% commission on banker bets, but it's not so for all. Some casinos have baccarat tables of 10% - 25% commission on banker bets. You have to be mindful of the rules, regulations, and minimums listed on every table.

Whenever you decide to bet the tie, pay attention to the paytable for the specific bet. Most casinos pay either 8:1 or 9:1 odds, some pay as low as 6:1 or even lower odds, so you should be mindful of these factors.

Baccarat is a fun and thrilling game, and it is the closest you will get at feeling like James Bond. To get the absolute best experience, make sure you apply the best baccarat winning strategies.

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